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Investment Calculators

Our investment calculators cover a wide variety of topics, such as asset allocation, retirement planning and college savings. These calculators are designed to provide you with a frame of reference, such as how much you may need to save, when you may need to start and what rate of return you may require to help you meet your financial goals. However, please keep in mind that all examples and calculations are hypothetical and illustrative in nature and do not constitute investment advice.

Asset Allocator Based on your investment time horizon, tolerance for risk and return requirements, this calculator can help you determine a desirable mix of stocks, bonds and cash.
College Planner Saving for your children's education requires a long-term plan. Use this calculator to help determine how much you will need to save.
Retirement Planner Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan.
Required Minimum Distributions Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.
Traditional vs. Roth There are two types of Individual Retirement Accounts: the Roth IRA and the Traditional IRA. Use this tool to determine which IRA may be right for you.
72(t) Calculator The Internal Revenue Code section 72(t) allows for penalty free early withdrawals from retirement accounts. Use this calculator to determine your allowable 72(t) distribution.

BB&T Funds are:
Not a deposit • Not FDIC insured • Not guaranteed by the bank • Not insured by any government agency • May lose value

An investor should consider a fund’s investment objectives, risks, and charges and expenses carefully before investing or sending money. This and other important information about the BB&T Funds can be found in the Funds’ prospectus. To obtain a prospectus, please call 1-800-228-1872. Please read the prospectus carefully before investing.

BB&T Asset Management, Inc., a wholly owned subsidiary of BB&T Corporation, serves as investment adviser to the BB&T Funds and is paid a fee for its services as described in the prospectus. The Funds are distributed by BB&T AM Distributors, Inc., which is not affiliated with Branch Banking and Trust Company or its affiliates. Investment Counselors are employed by BB&T Investment Services, Inc., Member FINRA/SIPC, a wholly owned subsidiary of Branch Banking and Trust Company. The Funds are not insured by the FDIC or any other government agency.

Copyright © 2008 BB&T AM Distributors Inc.

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BB&T International Equity Fund
BB&T Small Cap Fund
BB&T Mid Cap Growth Fund
BB&T Mid Cap Value Fund
BB&T Special Opportunities Equity Fund
BB&T Large Cap Fund
BB&T Equity Income Fund
BB&T Equity Index Fund
BB&T Capital Manager Equity Fund
BB&T Capital Manager Growth Fund
BB&T Capital Manager Moderate Growth Fund
BB&T Capital Manager Conservative Growth Fund
BB&T Total Return Bond Fund
BB&T Intermediate US Government Fund
BB&T Short US Government Fund
BB&T Kentucky Intermediate Tax Free Fund
BB&T Maryland Intermediate Tax Free Fund
BB&T North Carolina Intermediate Tax Free Fund
BB&T South Carolina Intermediate Tax Free Fund
BB&T Virginia Intermediate Tax Free Fund
BB&T West Virginia Intermediate Tax Free Fund
BB&T Prime Money Market Fund
BB&T US Treasury Money Market Fund
BB&T National Tax Free Money Market Fund