BB&T Funds
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Performance Summary

Listed below are the most recent monthly and quarterly returns for the BB&T Funds. To find the information you are looking for: 1) Choose a Share Class; 2) Choose a Time Period; and 3) Choose an Asset Class.

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MONTHLY PERFORMANCE AS OF 05/31/2008
CLASS A SHARES Sales
Charge
Aggregate Average Annual Expense Ratio
Fund Name Ticker/Cusip POP/NAV Monthly YTD 1 Year 3 Years 5 Years 10 Years Incept Gross/
Net
BB&T International Equity Fund
(01/02/1997)
BIQAX 5.75% -4.00% -9.48% -7.43% 12.01% 14.27% 3.14% 4.59% 1.95%
05527P768 0.00% 1.92% -4.00% -1.82% 14.24% 15.64% 3.76% 5.14% 1.55%
Lipper Int'l. Lg. Cap Core N/A 1.69% -2.12% -0.36% 17.14% 18.29% 7.23% N/A N/A
BB&T Small Cap Fund
(05/19/2003)
BTVAX 5.75% -1.43% -3.38% -18.18% 3.07% 10.78% NA 11.80% 1.73%
05527Q105 0.00% 4.62% 2.50% -13.18% 5.13% 12.09% NA 13.12% 1.28%
Lipper Sm. Cap Core N/A 4.94% -0.09% -7.98% 8.85% 13.19% 7.68% N/A N/A
BB&T Mid Cap Growth Fund
(07/23/2001)
OVCBX 5.75% -2.62% -12.76% 1.71% 11.62% 14.27% 6.53% 9.85% 1.18%
05527P362 0.00% 3.32% -7.46% 7.91% 13.83% 15.63% 7.17% 10.31% 1.14%
Lipper Mid Cap Gr. N/A 4.22% -2.28% 3.01% 14.22% 14.35% 6.92% N/A N/A
BB&T Mid Cap Value Fund
(07/23/2001)
OVEAX 5.75% -2.18% -9.78% -21.89% 4.95% 10.33% 7.18% 9.45% 1.18%
05527P321 0.00% 3.83% -4.31% -17.15% 7.05% 11.64% 7.82% 9.99% 1.14%
Lipper Mid Cap Val. N/A 4.51% 0.53% -7.84% 9.48% 14.15% 8.48% N/A N/A
BB&T Special Opportunities Equity Fund
(06/02/2003)
BOPAX 5.75% -1.05% 0.48% 1.12% 12.90% NA NA 16.73% 1.49%
05527Q865 0.00% 4.98% 6.58% 7.28% 15.14% NA NA 18.12% 1.24%
Lipper Multi Cap Gr. N/A 3.31% -3.52% -1.33% 9.95% 11.31% 4.03% N/A N/A
BB&T Large Cap Fund
(10/09/1992)
BBTGX 5.75% -6.01% -12.99% -23.35% 1.65% 6.45% 2.75% 8.25% 1.43%
05527P701 0.00% -0.30% -7.71% -18.69% 3.68% 7.72% 3.36% 8.66% 1.14%
Lipper Lg. Cap Core N/A 1.82% -3.31% -5.11% 7.80% 8.90% 3.63% N/A N/A
BB&T Equity Income Fund
(06/30/2004)
BAEIX 5.75% -3.76% -2.91% -3.85% 11.58% NA NA 13.50% 1.42%
05527Q824 0.00% 2.14% 2.99% 2.01% 13.80% NA NA 15.23% 1.17%
Lipper Eq. Inc. N/A 0.89% -3.57% -9.15% 7.54% 10.30% 4.90% N/A N/A
BB&T Equity Index Fund
(09/11/2000)
BAEQX 5.75% -4.56% -9.51% -12.54% 4.84% 7.92% 3.03% 8.84% 0.84%
05527P446 0.00% 1.29% -4.00% -7.18% 6.93% 9.21% 3.64% 9.28% 0.59%
Lipper S&P 500 N/A 1.30% -3.80% -6.70% 7.56% 9.77% 4.21% N/A N/A

*The Fund’s Adviser has contractually agreed to limit the management fees paid by the Fund for the period 2-1-2008 through 1-31-2009 (Equity Index Fund for the period 5-1-08 through 4-30-09.) Had this waiver not been in effect, the performance would have been lower.

**NAV= Net Asset Value. POP = Public Offering Price, which reflects the maximum sales charge associated with the Funds.

Past performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than the original cost. To obtain performance information current to the most recent month end, please visit www.bbtfunds.com.

The performance for all BB&T Funds reflects the reinvestment of all dividends and capital gains distributions. Performance shown also reflects the deduction of fees for value-added services associated with mutual funds, such as investment management and fund accounting fees.

Equity securities (stocks) are more volatile and carry more risk than other forms of investments, including investments in high-grade fixed income securities.

1International investments are subject to special risks, including currency fluctuations, economic and political change and differing accounting standards that may adversely affect portfolio securities.

2Investments in small- and mid-capitalization companies typically present greater risk than large-capitalization companies due to greater volatility and less liquidity.

3The performance of the BB&T Mid Cap Growth Fund, which commenced operations on 7/23/01, is based on the historical performance of the OVB Capital Appreciation Portfolio, which commenced operations on 12/30/93. The Funds merged on 7/23/01.

4The performance of the BB&T Mid Cap Value Fund, which commenced operations on 7/23/01, is based on the historical performance of the OVB Equity Income Portfolio, which commenced operations on 8/1/96. The Funds merged on 7/23/01.

5Value based investments are subject to the risk that the broad market may not recognize their intrinsic value.

6A concentrated portfolio may add a measure of volatility to performance, as major fluctuations in any one holding will likely affect the fund more than a fund with a greater number of holdings.

7The BB&T Equity Index Fund invests all of its assets in the S&P 500 Index Master Portfolio ("Master Portfolio"), whose inception date is 7/2/93. The performance quoted above incorporates the performance of the Master Portfolio prior to 9/11/00 (inception of Class A), adjusted for the expenses of Class A (including Rule 12b-1 fees).

BB&T Funds are:
Not a deposit • Not FDIC insured • Not guaranteed by the bank • Not insured by any government agency • May lose value

An investor should consider a fund’s investment objectives, risks, and charges and expenses carefully before investing or sending money. This and other important information about the BB&T Funds can be found in the Funds’ prospectus. To obtain a prospectus, please call 1-800-228-1872. Please read the prospectus carefully before investing.

BB&T Asset Management, Inc., a wholly owned subsidiary of BB&T Corporation, serves as investment adviser to the BB&T Funds and is paid a fee for its services as described in the prospectus. The Funds are distributed by BB&T AM Distributors, Inc., which is not affiliated with Branch Banking and Trust Company or its affiliates. Investment Counselors are employed by BB&T Investment Services, Inc., Member FINRA/SIPC, a wholly owned subsidiary of Branch Banking and Trust Company. The Funds are not insured by the FDIC or any other government agency.

Copyright © 2008 BB&T AM Distributors Inc.

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BB&T International Equity Fund
BB&T Small Cap Fund
BB&T Mid Cap Growth Fund
BB&T Mid Cap Value Fund
BB&T Special Opportunities Equity Fund
BB&T Large Cap Fund
BB&T Equity Income Fund
BB&T Equity Index Fund
BB&T Capital Manager Equity Fund
BB&T Capital Manager Growth Fund
BB&T Capital Manager Moderate Growth Fund
BB&T Capital Manager Conservative Growth Fund
BB&T Total Return Bond Fund
BB&T Intermediate US Government Fund
BB&T Short US Government Fund
BB&T Kentucky Intermediate Tax Free Fund
BB&T Maryland Intermediate Tax Free Fund
BB&T North Carolina Intermediate Tax Free Fund
BB&T South Carolina Intermediate Tax Free Fund
BB&T Virginia Intermediate Tax Free Fund
BB&T West Virginia Intermediate Tax Free Fund
BB&T Prime Money Market Fund
BB&T US Treasury Money Market Fund
BB&T National Tax Free Money Market Fund