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BB&T Educational Materials


4Q09 Broker Dealer Guide
Effects of Inflation
Equity Income Funds / Muni Bond Funds
IRAs at a Glance
Periodic Table of Asset Class Returns
Power of Time & Compounding
Stocks, Bonds, Bills and Inflation
Time-Not Timing

Instructions

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BB&T Funds are:
Not a deposit • Not FDIC insured • Not guaranteed by the bank • Not insured by any government agency • May lose value

An investor should consider a fund’s investment objectives, risks, and charges and expenses carefully before investing or sending money. This and other important information about the BB&T Funds can be found in the Funds’ prospectus. To obtain a prospectus, please call 1-800-228-1872. Please read the prospectus carefully before investing.

BB&T Asset Management, Inc., a wholly owned subsidiary of BB&T Corporation, serves as investment adviser to the BB&T Funds and is paid a fee for its services as described in the prospectus. The Funds are distributed by BB&T AM Distributors, Inc., which is not affiliated with Branch Banking and Trust Company or its affiliates. Investment Counselors are employed by BB&T Investment Services, Inc., Member FINRA/SIPC, a wholly owned subsidiary of Branch Banking and Trust Company. The Funds are not insured by the FDIC or any other government agency.

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BB&T Educational Materials

Instructions